Tonight is the State-Of-The-Union address and while many Americans saw their incomes take a hit in 2010, we all felt we were the lucky ones to still have jobs. Now we are all asking, "will I ever get my money back?". Is the economy on the rebound?

While the latest numbers on unemployment are out at 9.44% Nationwide. Unemployment is up in 20 states and down in only 15 of these United States while the rest of the nation is flat. The good news our President will address is that we are spending more. Consumer confidence reached an eight-month high in January, the economic recovery picked up pace.

The index increased to 60.5 from a revised 53.3 the prior month, according to the report released Today. Although better than expected, confidence needs to reach 90 before it's considered that consumers are fully supporting the economy. Consumer spending accounts for about 70 percent of the economy and has, so far, been supported mainly by upper-income brackets who are benefiting from an improving stock market.

President Obama will use his State of the Union address Tonight to further boost confidence. He is expected to talk about job creation, make the U.S. more competitive in the global market, deficit reduction and a more positive civil discourse.source: The Hill Finance & Economy